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Layaway Payment Options


The Antique Jewelry Mall offers a 2 month (60 day) interest-free layaway plan for jewelry purchases totaling more than $300 and under $3,500. Layaways can be arranged by placing your order over the phone with our customer service department.

When you call us to set up your layaway, we will put the item you are purchasing on hold for you so that it can not be sold to another customer. Layaways may not be available on some jewelry items. If you will not need 60 days to pay for your order, you can always pay off your layaway early with no penalty.

Online Jewelry Layaway Plan Details

Payments for layaways can be made to the Antique Jewelry Mall via credit card, debit or check card, personal check, money order, or cashier's check. If you plan to pay by personal check, money order, or cashier's check, we can hold your item while awaiting your initial layaway payment for 7 business days from the time that you notify us of your intention to purchase.

Please note that your initial payment of 1/3 of the total purchase price of your fine jewelry item including any requested alterations (ex: ring sizing or engraving) and / or customer paid shipping charges will be due when your order is placed. You will then have 60 days to pay the remaining balance owed by any of the accepted payment methods above.

If you would like to pay for your jewelry layaway by debit card or credit card, your remaining balance will be billed to your card in two equal monthly installments, 30 days and 60 days from your first payment, and your fine jewelry purchase will be shipped to you once the final payment has been made.

If you will be paying for your layaway by personal check, money order, or cashier's check, each of your 2 remaining monthly layaway payments will be equal to 1/3 of the original total purchase price including any requested alterations (ex: ring sizing or engraving) and / or customer paid shipping charges. Your layaway payments will be due in two equal monthly installments, 30 days and 60 days from your first payment. Payments should be made out to Antique Jewelry Mall, and always mailed with your order information, name, address, email address, and telephone number.

Please note that we ship orders paid for by personal check once the check has cleared our bank, so please allow up to 2 weeks for your check to clear if you wish to pay your final layaway payment by personal check. When we have received your final payment and it has cleared, your order will be promptly shipped to you.

Returns of purchases made through our layaway program can be made within 45 days of receipt of your purchase and will be subject to the guidelines of our return policy.

Due to the extended amount of time that an item is held for a customer during a layaway, we are unable to offer a full refund on items purchased on layaway for items paid in full after 45 days. A non-refundable restocking fee equal to 1/3 (33.3%) of the purchase price will be assessed on returns of purchases made through our online jewelry layaway program which were paid in full after 45 days from the first payment.

Please feel free to contact our Customer Service Department by telephone or email if you have any questions regarding our layaway program.