Pay Over Time with Klarna
Klarna is an optional, third-party payment service used by more than 120 million consumers and over 1 million merchants worldwide. At checkout, you may choose to apply with Klarna to spread out the cost of your purchase, subject to Klarna’s approval. Klarna, not Antique Jewelry Mall, provides the plans, approves applications, and sets the terms.
Your Options
Klarna decides which options to offer on each order, based on your order total and its own approval process. You may see:
- Pay in 4: 4 equal payments, the first at checkout and the rest every 2 weeks.
- Pay in 30 days: Get your order now and pay within 30 days.
- Monthly financing: Fixed monthly payments for larger purchases. Interest rates and terms are set by Klarna and vary by approval.
How it Works
- Add your jewelry to your cart.
- Select Klarna at checkout.
- Review the options Klarna presents and choose a plan.
- Manage your payments at klarna.com or in the Klarna app.
Before You Apply
- Applying is not a guarantee of approval. Klarna alone decides whether to approve your application and which plans to offer.
- Klarna’s eligibility requirements apply, including age and location. Availability and terms may vary by country.
- Pay in 4 and Pay in 30 days may use a soft credit check that doesn’t affect your score. Monthly financing may involve a hard inquiry.
- Late fees may apply. Review Klarna’s terms before you confirm.
- Our 30-day return policy applies. Klarna adjusts your plan when your return is processed.
Questions about your Klarna account? Contact Klarna.
Prefer not to use Klarna? We accept major credit cards, Apple Pay, and Shop Pay, and interest-free 60-day layaway plans.
Klarna credit is subject to approval and terms. Monthly financing is issued by WebBank, member FDIC. California residents: loans made or arranged pursuant to a California Financing Law license.
